Lost your job in the wake of the coronavirus outbreak? You're not alone. Millions of individuals have filed for unemployment and about half of the U.S. workforce depends on employer-sponsored health plans for their coverage. If you've lost your job-based insurance, you can buy a Marketplace plan. Your coverage can start the first day of the month after you lose your insurance. So, if you can't easily add yourself to your spouse's health plan or your parents' plan (only if you are 26 or younger), that means you are going to have to go shopping for a health plan. New York has your covered.
NY State of Health
New Yorkers without health insurance can apply through NY State of Health through June 15, 2020; must apply within 60 days of losing coverage.
NYSOH is an organized marketplace designed to help people shop for and enroll in health insurance coverage. Individuals, families and small businesses can use the Marketplace to help them compare insurance options, calculate costs and select coverage. The Marketplace uses a single application that helps people to check their eligibility for health care programs like Medicaid, Child Health Plus, and the Essential Plan and enroll in these programs if they are eligible. The Marketplace also tells what type of financial assistance is available to applicants to help them afford health insurance purchased through the Marketplace. New Yorkers can complete the Marketplace application online or over the phone.
NY State of Health Special Enrollment Period: Through 6/15/2020 health insurance enrollment is open for uninsured New Yorkers as part of a Special Enrollment Period. Call 311 for free enrollment assistance. The NY State of Health Marketplace extended its special enrollment period through May 15 to allow for uninsured individuals to enroll in qualified health plans. The special enrollment period will help protect the health of New Yorkers during the COVID-19 public health emergency.
Let’s Get Covered, New York City!
GetCoveredNYC helps New Yorkers enroll in health insurance with dedicated specialists who can assist you in your language. Under the Affordable Care Act (also known as Obamacare), there are many low- or no-cost health insurance options for New Yorkers.
Complete this form to receive free health insurance enrollment assistance from a GetCoveredNYC Specialist. You can also call 311 or text CoveredNYC (SeguroNYC en Español) to 877877 to be connected to a GetCoveredNYC Specialist and receive free enrollment assistance.
Enrollment in other programs through the NY State of Health (Medicaid and the Essential Plan) is available year-round.
NYC Care is a health care access program that guarantees low-cost and no-cost services offered by NYC Health + Hospitals to New Yorkers who do not qualify for or cannot afford health insurance based on federal guidelines. NYC Care is now available in the Bronx and will be in every borough by late 2020.
NYC Care is the nation’s largest and most comprehensive initiative to guarantee health care for New Yorkers, regardless of immigration status or ability to pay.
New Yorkers who are eligible for health insurance will be directed to the city’s public choice health plan MetroPlus.
With NYC Care, you can:
- Get a unique membership card to access health care at NYC Health + Hospitals patient care locations across the city
- Choose your own primary care provider
- Receive preventive care like vaccinations, routine screenings and mammograms to stay healthy
- Get mental health support and substance abuse services
- Get your first appointment in two weeks or less
- Talk to customer service representatives who speak your language and can help you day or night
- Get access to low-cost prescription medications day or night
- Get support from a primary care team that also includes nurses, medical assistants, social workers, pharmacists, and nutritionists
- Afford quality health care. There are no membership fees, monthly fees, or premiums. Your cost to receive health care is based on your family size and income
You must have been living in New York City for six months or longer
Must not qualify for any health insurance plan available in New York State
Not be able to afford health insurance based on government guidelines
If you do not qualify for NYC Care or any health insurance plan, you may be eligible to receive services under the NYC Health + Hospitals Options program.
As a NYC Care member, you will receive a membership card in the mail. Your card is unique to you and shows your fees for health care services.
Carry your membership card when:
- Visiting your primary care provider
- Getting health care services at any NYC Health + Hospitals patient care location
NYC Care is designed to make health care affordable. There are no membership fees, monthly fees, or premiums. You will pay for the services you receive based on reduced rates determined by your family size and income.